Advertising ? The consumer is the master again

Archived in the category: Advertising
Posted by admin on 24 Jan 11 - 0 Comments

Expenditure in advertising is increasing in spheres like health, education and travel, in spite of recession and down sliding in some such as retail but luxury segment is much more stable. Advertising has become target oriented featuring holding capacity of its loyal customers.

Television Advertising:-

Television advertising is after all the art of nailing its consumers to loose off money on the products advertised. Television advertising effects globally, targeting the consumer’s attitude with increased aggression, breaking down the boundaries with growing new audience and tailored advertising, intruding the ideologies. This allows innovative ideas to be shared. The increase use of software, animation and promoting intelligently, arrests the sophisticated urban population.

Radio Advertising:-

In spite of many options available today, radio advertising is a sure choice even for an established or a new venture, for its wide range of target listeners spreading geographically diverse culture and spending capability. Radio advertising ensures low cost, with basic terms available; it’s an easy choice as per the requirement for maximum benefit.

Print Advertising:-

Debt Management 101: 7 Key Rules every Consumer Should Know

Archived in the category: Debt
Posted by admin on 19 Jan 11 - 0 Comments

Individuals often feel overwhelmed when they come to a point in life where they must ask for help from a credit counselor or debt management specialist. Without some specific guidelines to assist them along the way, many may make poor decisions and, in the long run, only compound their original financial problems. But what is debt management, and what does it really involve?


Debt Management, defined simply, is a process by which debt is eased and eventually reduced through the managing of consumer assets and direct negotiation with creditors. Debt management is usually offered by qualified debt “counselors” or a certified debt management company. These debt management companies use what are called “debt management plans (DMPs)” by which consumers deposit set funds each month into specific accounts that are then used by the debt management company to pay off consumer credit card bills, student loans, medical bills or any other form of unsecured debt.


Choosing a debt management provider is not something that should be taken lightly. What do you look for when choosing a credit counselor or debt management firm? There are dozens of factors to consider, but these 7 key rules to choosing a credit/debt management firm can make the process less stressful and may get you much closer to financial comfort faster and easier then you ever thought possible.

Unbiased.co.uk’s latest Advice Drivers statistics report an 80% rise in consumers searching for independent financial advice in January 2010 compared to December 2009
10% rise in consumers searching for advice on retirement planning in January 2010 compared to January 2009
Investment and savings remain second most popular trigger for seeking advice

Personal retirement planning remains the number one advice trigger, with the number of searches for specialist financial guidance in this area increasing to 39% in January 2010.  This has risen from 29% in January 2009.  The second most popular search was for advice on investments and savings with 29% of searches being made in this area in January 2010, increasing from 24% in January 2009.

Karen Barrett, Chief Executive of Unbiased.co.uk, commented: “With mixed messages of whether the recession is over for good or whether we are going to experience a ‘double-dip’, it is clear that more consumers are taking the first steps to seeking financial advice.  It is extremely encouraging to see a substantial boost in the number of people seeking advice at the start of the year, especially when embarking on crucial financial decisions such as retirement planning and investments.  These advice areas continue to dominate the top two triggers for independent financial advice on Unbiased.co.uk’s find an IFA’ search.

Advertising ? The consumer is the master again

Archived in the category: Advertising
Posted by admin on 08 Jan 11 - 0 Comments

Expenditure in advertising is increasing in spheres like health, education and travel, in spite of recession and down sliding in some such as retail but luxury segment is much more stable. Advertising has become target oriented featuring holding capacity of its loyal customers.

Television Advertising:-

Television advertising is after all the art of nailing its consumers to loose off money on the products advertised. Television advertising effects globally, targeting the consumer’s attitude with increased aggression, breaking down the boundaries with growing new audience and tailored advertising, intruding the ideologies. This allows innovative ideas to be shared. The increase use of software, animation and promoting intelligently, arrests the sophisticated urban population.

Radio Advertising:-

In spite of many options available today, radio advertising is a sure choice even for an established or a new venture, for its wide range of target listeners spreading geographically diverse culture and spending capability. Radio advertising ensures low cost, with basic terms available; it’s an easy choice as per the requirement for maximum benefit.

Print Advertising:-

Predicted SUV Reliability 2011 – Consumer Reports’ Best

Archived in the category: News
Posted by admin on 31 Dec 10 - 0 Comments

Consumer Reports recently published the bar graphs and rankings of the predicted short-term reliability of sport-utility vehicles for model year 2011. The best SUVs by short-term predicted reliability are listed below.

The lists include only those SUVs whose 2011 reliability are predicted using two or three model years of data; excluded are those models whose predicted reliability is based on only one year of data

The Top 5 Small SUVs of 2011

The Honda CR-V  
The V6 Toyota RAV4
The Mitsubishi Highlander
The 4-cylinder Toyota RAV4  
The non-turbo Subaru Forester  

Also of notable predicted short-term reliability is the front-wheel-drive Ford Escape Hybrid.

For those interested in longer term reliability as well, last year’s 2010 Reliability Grade Point Averages of the Top 5 are given below. The GPAs have the standard scale of 0 to 4 and are based on model years 2000 to 2009.

Honda CR-V: 3.63 over a 10-year data history  
V6 Toyota RAV4: 2.95 over 4 years
Mitsubishi Highlander: 2.88 over 5 years
4-cylinder Toyota RAV4: 3.88 over 10 years  
Non-turbo Subaru Forester: 3.13 over 10 years  

The Top 5 Midsize SUVs of 2011