Business and Financial services

Rapid technological changes, rising stock market volatilities and intensifying competition across industry verticals have all increased the burden on finance managers to deliver superior performance and enhanced value for their stakeholders. To meet this challenge, Financial Pundits offering financial consultancy services provide a spectrum of financial solutions. 

We, at Financial Pundits, offer a corporate financial consultancy services offering valuable financing solutions and advisory services to its corporate and institutional clients, all over the world. With a successful track record in evaluating value maximization strategies and implementing them to client’s advantage, we have carved a niche for ourselves in the finance sector. 

Whether our clients are corporates, stakeholders or lenders, we establish and help them implement key financial and organizational solutions and enable them to adapt to changing local and global economic conditions. 

We as a financial consultancy have extensive practical experience of the financial, commercial and legal issues driving various projects. All the documentation work is handled by our competent and talented finance wizards, who are well versed with the intricacies of the subject and have hands on experience in dealing with issues like this on a daily basis. 

Our Business Values 
Structuring customized solutions needs an integrated approach and hence detailed knowledge of tax, accounting, legal and business practices is required in creating set of solutions and “Ideas that Work”. We have the expertise across these functional areas and has a strong network with leading practitioners in each area to get the customers the best advice.   Read more...

You made the decision to buy the investment recommendations of John Smith a financial planner and advisor who is registered with Acme Financial. You thought John provided investment advice for fees because John neglected to tell you Acme is owned by a broker/dealer that in turn is owned by an insurance company.

Why is this important? The insurance company bought the broker/dealer to create more distribution for its own products. The broker/dealer may also require John to sell proprietary products in return for holding John’s securities licenses and providing support services.

This may sound innocent enough, but it’s not. What if the insurance company and broker/dealer produce inferior products and charge excessive expenses? There is no law against bad products or high expenses so you trust John to protect you from these risks. But John has a big problem. If he does what is best for you he gets in trouble with the companies that hold his licenses. If he does what is best for the companies he has to recommend bad products that undermine your financial future.

These core conflicts of interest vary by firm and ownership structure. Six primary types of companies sell investment and insurance products.

Broker/Dealers: Sell investment products
Insurance Companies: Sell insurance products
Registered Advisory Firms: Sell financial advice and services
Banks: Sell bank, investment, and insurance products
Money Management Firms: Sell money management services
CPA Firms: Sell tax, planning, and investment services  Read more...

You may be considering getting back into the mortgage business. Your experience in the industry puts you will ahead of the crowd. Chances are, if you have been around the block, you would prefer that the company at least has equal experience. A few years ago you may have worked with companies and loan officers who, to say the least, left something to be desired. Things are very different now.

Working with the mortgage brokers of the roaring 2000’s was stressful and we had no idea where the company would end up from day to day. Companies were hiring people into the industry that had absolutely no background or training in mortgage finance or sales. The managers would sometimes put sales and processing staff through a 3 day course and turn them loose on the floor. We rarely knew what would happen next. An experience loan officer couldn’t help but be affected by that. Sometimes it got downright scary.

Now the industry seems to be starting anew. What’s great about working with Security Funding is that their system is simple and straight forward. The rules have changed and the mortgage companies that have made it through are leaner and much more efficient than those of yesterday. There is little to haggle about with underwriting because most everything is DU or LP. No more convoluted, lengthy, hard to decipher programs that make absolutely no sense to you or the client. The programs were sometimes impossible to explain.  Read more...

Why one need payday loans? To avoid misery from crunches these are very efficient tools in todya’s era. In comparison to bank where one has to go through a host of procedures, many individuals prefer this tool to supplement a temporary loss of income or cover an unforeseen expense. It is quick, easy and cost-free.

 Some Contrary Stance According to some intellectuals these are quite controversial topic because of their high interest rates. But in contrast to that these are quite a speedy stuff to avoid the misery in crunch times in compare to banks where you need to go through a series of processes.

What We Provide Also to avoid confusions and complexities a loan calculator by us is always there to assist. People can use them quite effectively to plan their decisions. Normally a consumer fills out an online application form or faxes a completed application that requests personal information, bank account numbers, Social Security number and employer information. The cash is direct-deposited into the consumer’s checking account and loan payment or the finance charge is electronically withdrawn on the borrower’s next payday.

How Are We Different Emergencies happen and you have to find a way to deal with them. We provide cash on the same day. And what’s more with us is that in case of emergency we service you within an hour also. It is a small loan for which the borrower uses the money to ‘hold him over’ until he receives his next paycheck. Upon receiving the paycheck, the loan is repaid. In addition to paying the principal amount borrowed, the borrower must pay the any fees or interest incurred. In other words, the borrower takes a cash advance on his next paycheck.  Read more...

Tax aspects
Cypriot international trusts enjoy important tax advantages, providing significant tax planning opportunities to interested parties. The following advantages are indicative of the possible options for tax minimization: All income, whether trading or otherwise, of an international trust (ie a trust whose property is located and income is derived from outside Cyprus) is not taxable in Cyprus Dividends, interest or other income received by a trust from a Cyprus international business company are also neither taxable nor subject to withholding tax provided that the beneficiaries are not tax resident in Cyprus. Even though a trust with shares in a Cypriot company may not be an international trust, the exemption relies on the fact that Cypriot tax is imposed only on Cyprus residents. As the beneficiaries are not residents of Cyprus, no tax is imposed on the distributions made to the trust Gains on the disposal of the assets of an international trust are not subject to capital gains tax in Cyprus An alien who creates an international trust in Cyprus and retires in Cyprus is still exempt from tax if all the property settled and the income earned is abroad, even if he I a beneficiary An international trust created for estate duty planning purposes would not be subject to estate duty in Cyprus.  Read more...